Average is not good enough … Our goal at Family Investment Center is excellence. We find excellent investment products and supervise an excellent service package. We maintain a library of excellent research materials and financial planning resources. We also demand top safety and security for our clients.
We won’t settle for average. We continually seek top managers or securities and meld them into superior custom portfolios. Each palette of investments is carefully tailored to personal or family goals. We enlist excellent managers, research, resources, and effort for our clients. Don’t settle for average. You deserve excellence.
Please search our blog posts for answers to common investment questions, and we look forward to sharing our knowledge and experience with you first-hand.
Finding the Freedom That Comes With Financial Security
When we opened our doors 20 years ago, we weren’t like other advisors – we established ourselves as fiduciaries, which means we put the well-being of our clients first. We still do. Family Investment Center advisors focus on offering a total financial wellness strategy that is goal-driven, research-based and commission-free, and that’s another aspect of our approach that makes us different.
The expertise of our professionals allows us to offer financial planning, investment management and retirement planning services that can help you meet your financial goals. Our clients are all unique in their own ways, but we know they all want the freedom that comes with financial security, and that’s what we help to provide.
At Family Investment Center, we listen to our clients. We want them to tell us what their vision of financial freedom looks like and then we make plans around that vision. If their current financial situation isn’t affording them the life they want, we come up with a strategy that aims to make that a possibility.
Life Stages: We’ve Got Your Back
Some of our clients are expanding their working world through new ventures or new entrepreneurial pursuits. Others are nearing retirement. All are looking for ways to make sense of their money as they progress through life, and that includes a range of milestones.
Many of our clients are focused on retiring, which means they really need to buckle down and follow a structured plan for investments and spending. Some are changing jobs or simply preparing for tax season and need some assistance – and that’s where Family Investment Center comes into the picture.
Financial Jargon? We’re Not Buying It. (Or Selling It.)
Investing can be a complex part of life. There’s a lot at stake. It’s easy to get bogged down with terms and industry jargon.
At Family Investment Center, we take a more casual approach. We prefer to talk conversationally like a friend would. Using stories to explain concepts is another tool we use because we believe in sharing our knowledge (not hiding it behind fancy language). Ultimately, we want you to have the confidence and freedom you’re looking for – whatever that looks like. You should feel good about every conversation you have with our team.
We keep it simple by clearly explaining what our services are, how we approach each client’s goals, what we charge and the fact that there will never be any hidden fees for our services.
As Ayn Rand said, “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” Contact us today and let’s talk about where you want to go.
In a Time of Complexities, a Fiduciary May be the Solution
The opaque nature of the fee structure that many investment advisors follow has prompted Jay Clayton, SEC chairman, to target the complexities in hidden fees that are bad news for investors. Fiduciaries who are fee-only are becoming a more popular option for investors who need assistance in planning out their financial future.
Clayton is looking to crack down through enforcement, but also by clarifying disclosure requirements, according to an article in Investment News. Clayton has spoken out recently about advisors who are putting money for clients into an expensive mutual fund rather than those that are low-cost. Also, he’s spoken out about a type of financial advisor who will use fund assets to pay expenses for their firm when those expenses should be covered by the firm.
There is also the issue of brokers that will mark up securities prices to give themselves a raise, and they do it in secrecy. Consumers are beginning to take notice, as they become more fluent in investment terms – and as they continue to watch market dips with apprehension.
Fiduciaries act in the best interest of the client, and they typically have less complex fee structures to prevent confusion for clients or keeping them in the dark about what they’re being charged. Commission-free fiduciaries pose far less risk of giving advice that isn’t objective. The White House under Obama put out a report that said, “Some firms incentivize advisers to steer clients into products that may have higher fees and lower returns.” This conflict of interest was estimated to cost investors $17 billion a year.
Simply put, fiduciaries are advisors who will listen to you about your fears, your goals and how you want to spend your life in retirement, then offer advice that is in your best interest. A good advisor will speak in terms that you understand, yet without talking down to you. They will charge a fee that is transparent and easy to understand.
At Family Investment Center, we’ve operated as a fiduciary since day one. Our entire team has a hands-on approach to managing clients’ accounts, which means we collaborate to ensure that every client is thoroughly covered and getting what we feel to be the best advice. Schedule an appointment with us today and find out why jargon-free, client-first service can be a straight path to confidence.